Terms of Use

Last Updated: 26 September 2025

These Terms of Use (“Terms”) are a legally binding agreement between you and Calculatekaro (“Calculatekaro”, “we”, “our”, “us”) governing your access to and use of https://www.calculatekaro.com (the “Website”), including any content, features, calculators, tools, or widgets offered on or through the Website (collectively, the “Services”).

By accessing or using the Website or Services, you agree to these Terms and to any policies referenced here (including our Privacy Policy and Cookie Policy). If you do not agree, do not access or use the Website or Services.

 

Plain-English summary (not a substitute for the full Terms): Our calculators are for information and education only, not professional advice. We may show ads (including Google AdSense). Use the site lawfully and respectfully. We don’t guarantee accuracy or availability. Your use is at your own risk. Our liability is limited. Indian law applies, with courts in New Delhi (unless we go to arbitration as described below).

1. Eligibility & Account Responsibility

  • You must be able to form a binding contract under applicable law to use the Services.
  • If you create an account (if enabled), you are responsible for safeguarding your credentials and for all activity under your account.

2. Changes to the Terms or Services

We may update these Terms or modify/stop any part of the Services at any time. We’ll post changes on this page with a “Last Updated” date. Continued use after changes means you accept the updated Terms.

3. Permitted Use & Educational License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website and Services for personal and non-commercial use, including:

  • Viewing and using our calculators and results;
  • Printing or downloading a reasonable number of pages for personal, non-commercial use;
  • Sharing a link to our pages or using share links we provide.

Educators (non-commercial capacity) may display or share limited excerpts (including screenshots) in the classroom or course materials with clear attribution to Calculatekaro.com and a working link to the relevant page.

Any use beyond this limited license requires our prior written permission.

4. Prohibited Uses

You agree not to:

  • Copy, reproduce, republish, scrape, crawl, bulk-download, or create derivative works from the Website or Services except as permitted above;
  • Reverse engineer or attempt to access source code of any calculator or widget;
  • Remove or alter any copyright, trademark, or proprietary notices;
  • Use robots, data mining, or similar extraction tools except for publicly available search engine indexing;
  • Upload or transmit viruses, malware, or harmful code;
  • Use the Services in an unlawful, infringing, defamatory, harassing, hateful, or otherwise objectionable manner;
  • Misrepresent or imply endorsement by Calculatekaro;
  • Interfere with the security or operation of the Website or attempt to gain unauthorized access;
  • Use the Services to build a competing product or for any high-risk or mission-critical application.

5. Intellectual Property

All content on the Website—including text, data, calculator logic, results formats, software, design, graphics, logos, and trademarks—is owned by Calculatekaro or its licensors and protected by applicable intellectual property laws. No rights are granted except as expressly stated in these Terms.

6. Widgets (If/When Provided)

We may offer embeddable widgets (“Widgets”). Subject to these Terms, we grant you a revocable, non-exclusive, non-transferable, non-sublicensable license to display our Widgets on your website(s) for non-commercial use and with visible attribution and a do-follow link to the related page on Calculatekaro.

You must not:

  • Modify, reverse engineer, or remove attribution from Widgets;
  • Use Widgets in any illegal, defamatory, hateful, or adult contexts;
  • Commercialize Widgets (sell, rent, or charge for access) without our written permission.

We may update or disable Widgets at any time. You must remove any Widget on our request.

7. Calculator Results – Important Disclaimers

Our calculators and outputs are provided “as-is” for general information and educational purposes only. We do not guarantee accuracy, completeness, timeliness, or suitability for any purpose (including financial, legal, accounting, tax, medical, engineering, or scientific uses). You are solely responsible for how you use any results. Always verify with a qualified professional where appropriate.

8. Advertising & Third-Party Links (AdSense Friendly)

  • The Website may display ads, including Google AdSense. We do not endorse any advertised products or services. Your dealings with advertisers are solely between you and them.
  • We do not encourage or incentivize users to click ads.
  • Third-party links may be provided for convenience. We are not responsible for third-party content, privacy practices, or services.

For personalized ads and data use by Google, see our Privacy Policy and Google’s policies. You can manage consent via our cookie banner/settings (where available).

9. Privacy & Cookies

Your use of the Services is also governed by our Privacy Policy and Cookie Policy, which explain what data we collect (including via cookies/SDKs), why, and how we use/share it (e.g., analytics, ads, fraud prevention). By using the Services, you consent to our data practices and cookie use in accordance with applicable law.

10. User Content & Feedback

If you submit feedback, suggestions, reviews, corrections, or other content (“Feedback”), you grant Calculatekaro a perpetual, worldwide, irrevocable, royalty-free license to use, reproduce, adapt, publish, and create derivative works from the Feedback without compensation or attribution. You represent you have all rights necessary to grant this license.

11. No Professional Advice

Nothing on the Website constitutes legal, tax, financial, accounting, medical, engineering, or other professional advice. Consult a qualified professional before relying on any result or content.

12. Warranty Disclaimer

THE WEBSITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITH ALL FAULTS. TO THE FULLEST EXTENT PERMITTED BY LAW, CALCULATEKARO DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE ACCURATE, ERROR-FREE, UNINTERRUPTED, SECURE, OR VIRUS-FREE.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CALCULATEKARO AND ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR USE, ARISING FROM OR RELATED TO THE SERVICES OR THESE TERMS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

In all cases, our aggregate liability for any claims relating to the Services shall not exceed the greater of INR 5,000 or the total amount you paid (if any) for access to the Services in the 12 months before the event giving rise to liability.

Some jurisdictions do not allow certain limitations; in such cases, the limitations apply to the maximum extent permitted by law.

14. Indemnification

You agree to indemnify, defend, and hold harmless Calculatekaro and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to: (a) your use of the Services; (b) your violation of these Terms; (c) your violation of any rights of a third party; or (d) your website or content if you embed our Widgets.

15. Copyright & Takedown (Notice Procedure)

We respect intellectual property rights. If you believe content on the Website infringes your copyright, please send a notice including:

  • Your contact details;
  • Identification of the copyrighted work;
  • The exact URL/location of the allegedly infringing material;
  • A statement of good-faith belief that use is not authorized;
  • A statement that the information in your notice is accurate and, under penalty of perjury, that you are the rights-holder or authorized to act on their behalf; and
  • A physical or electronic signature.

Contact for notices:
Email: ip@calculatekaro.com
Subject: Copyright Notice – Calculatekaro

Upon valid notice, we may remove or restrict access to the material at our discretion.

16. Compliance; Export; Sanctions

You must comply with all applicable laws and regulations (including data protection, consumer protection, and export control/sanctions laws). You may not access or use the Services in, from, or for the benefit of any jurisdiction or person prohibited by law.

17. Suspension & Termination

We may suspend or terminate your access (with or without notice) for any violation of these Terms, suspected fraud/abuse, or to protect the Services, users, or third parties. Upon termination, your right to use the Services ends immediately, and provisions intended to survive (e.g., IP ownership, disclaimers, limitations of liability, indemnities, governing law) shall survive.

18. Governing Law; Jurisdiction; Arbitration

These Terms are governed by the laws of India, without regard to conflict-of-laws principles.

Dispute Resolution:

  • Amicable Resolution: Parties will first attempt good-faith resolution within 30 days after written notice of a dispute.
  • Arbitration (Optional at our election): At our sole discretion, disputes may be referred to final and binding arbitration under the Arbitration and Conciliation Act, 1996. The seat and venue shall be New Delhi, India, the proceedings shall be in English, and there shall be one arbitrator appointed in accordance with the Act.
  • Courts: Subject to the arbitration clause, the courts at New Delhi, India shall have exclusive jurisdiction.

19. Children’s Use

The Services are not directed to children under the age required by applicable law to consent to online services (e.g., 13). If you are under the applicable age, use the Services only with a parent/guardian’s involvement. If we learn we have collected personal data from a child contrary to law, we will delete it.

20. Electronic Communications & Consent

By using the Services, you consent to receiving notices and communications electronically. We may contact you via the email you provide, in-product messages, or by posting on the Website.

21. Third-Party Terms

Some features may rely on third parties (e.g., analytics, ad networks, payment providers). Your use of those features may be subject to the third party’s terms and privacy policies.

22. Severability; No Waiver; Assignment

If any provision of these Terms is held invalid or unenforceable, it will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force. Our failure to enforce any right is not a waiver. You may not assign these Terms without our prior written consent. We may assign these Terms as part of a merger, acquisition, or sale of assets.

23. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Calculatekaro regarding the Services and supersede all prior agreements on the same subject.

24. Contact Us

Questions, support, or legal notices:
Calculatekaro
Email: support@calculatekaro.com (general)


Email: legal@calculatekaro.com (legal)


Address: 

RG Digital Media

A -1 33/2 V P Singh Camp, Railway Colony,
Tughlakabad, New Delhi – 110044